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Membership in the unemployment fund is worthwhile, because the earnings-related benefit for someone who becomes unemployed after full-time employment is significantly higher than the fixed-rate basic unemployment allowance or labor market subsidy paid by Kela!

 

Effect of Social Benefits on Unemployment Allowance

Be sure to indicate in your application if you receive any social benefits, and send a copy of the benefit decision to the unemployment fund.

Some social benefits affect the amount of your unemployment allowance, while others do not.

Certain social benefits may prevent you from receiving the allowance altogether, or they may be fully deducted from your daily allowance.

Always remember to report any social benefits in your application!

Benefits that prevent payment of earnings-related unemployment allowance

  • Unemployment pension
  • Full disability pension granted in Finland
  • Career pension
  • Full old-age pension
  • Early old-age pension
  • Individual early retirement pension
  • Guarantee pension (as a supplement to another pension)
  • Pension support
  • Pregnancy allowance, special pregnancy allowance, and parental allowance
  • Special care allowance and special maternity allowance
  • Daily allowance under the Health Insurance Act
  • Daily allowance under the Workers’ Compensation Act
  • Loss-of-earnings compensation under the Motor Insurance Act and the Workers’ Compensation Act
  • Rehabilitation allowance and corresponding loss-of-earnings compensation
  • Farmers’ early retirement support (luopumistuki)
  • Generation change pension (sukupolvenvaihdoseläke)

Benefits deducted from earnings-related unemployment allowance

  • Partial disability pension
  • Disability benefit paid from another country
  • Part-time pension
  • Old-age pension (not full)
  • Old-age pension not granted on the basis of full years of service
  • Supplementary pension arranged by the employer
  • Child home care allowance (the spouse’s home care allowance is also deducted from the unemployment allowance, unless the spouse is personally caring for the child and therefore out of the labour market)
  • Flexible care allowance
  • Partial care allowance
  • Student financial aid
  • Farmers’ retirement pension (luopumiseläke)
  • Farmers’ compensation for giving up farming (luopumiskorvaus)
  • Disability pension under the Motor Insurance Act that is not granted on the basis of full disability
  • Loss-of-earnings compensation under the Motor Insurance Act
  • Daily allowance under the Military Injuries Act that is not granted on the basis of full disability
  • Compensation under the Military Accident Act
  • Portion of the annuity supplement under the Workers’ Compensation Act not granted on the basis of full disability
  • Accident pension not granted on the basis of full disability
  • Guarantee pension, if granted as a supplement to any of the above benefits
  • Loss-of-earnings compensation under the Criminal Damage Act
  • Compensation for loss of earnings (pension) under the Patient Injury Act

Benefits that do not affect the amount of earnings-related unemployment allowance

  • Housing allowance
  • Child benefit
  • Flexible care allowance paid to a spouse
  • Care allowance under the National Pensions Act
  • Municipal supplement to the child home care allowance
  • Survivors’ pensions, e.g. widow’s pension
  • Support for informal care paid by the municipality
  • Partial early old-age pension
  • Care allowance for pensioners
  • Disability allowance
  • Social assistance (income support)
  • Military assistance
  • Compensation for special expenses under the Workers’ Compensation Act and the Military Injuries Act
  • Compensation for special expenses under the Motor Insurance Act
  • Voluntary private pension taken out by the individual
  • Impairment allowance under the Workers’ Compensation Act
  • Extra war pensions